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Young Hands Holding Old Hands

Long-Term Care

Supporting you & your loved ones

Long-term care needs have emotional, social, and financial impact on you and your loved ones. By planning now you may preserve your resources and your dignity.

Patient and Nurse

What is long-term care?


Long-term care is a range of services and supports you may require to meet your personal care needs. Most long-term care is not medical, but rather assistance with the basic personal tasks of everyday life such as bathing, dressing, or eating. These tasks are sometimes called Activities of Daily Living (ADLs). 


What is long-term care insurance?

This type of insurance is among the private pay options available for care. It differs from traditional health insurance by covering long-term care services and support for personal and custodial care in your home or a facility.
You can select a range of care options and benefits that allow you to get the services you need, where you need them.
  •  Almost 70% of people 65 and older will need long-term care services at some point in their lives.*

  • 37% of people that receive some type of long-term care are under age 65.*

  • Medicare does not pay for long-term custodial care.**

  • The national average nursing home stay is over 2 years.***


**Source: Medicare & You 2022

***Source: National Care Planning Council

Did you know?

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