The initial enrollment period begins three months before you turn 65 and lasts until three months after you turn 65. However, if you or your spouse are actively working and have employer coverage, or qualify for Medicare due to Social Security Disability, your eligibility time frame may be different.

Medicare coverage is done on an individual basis, so each of you will need to have your own coverage.

It depends if your doctor(s) accepts Medicare. If you choose a Medicare Advantage plan, we advise that you check if your medical provider is contracted with your plan.

Generally, Medicare doesn't cover most dental services (i.e. cleanings, fillings, extractions, crowns, and dentures). However, some Medicare Advantage plans may cover dental services.

You can sign up at ssa.gov or call the Social Security Administration.

Medicare will not allow enrollment in both a Medicare Supplement plan and Medicare Advantage plan at the same time.